I have not been posting much and for that I appologize. Not much to write about honestly. We are just doing what we are supposed to be doing. Making minimums and paying off the next bill on the list. Four down and five credit cards to go, so that is very exciting !!
We have had our share of emergencies. Close to 2 grand in car repairs, weather warming up and we both realized we are at our biggest weight and needed some clothes , and some repairs that have to be completed on our house.
Currently we are saving to move. We had moved up by my husbands work to save money on gas but the combination of being so far away from everyone we know, a full hour plus and living in an apartment with a pretty bad upstairs neighbor, we are moving when the contract it up. I have reached my limit. Loud walking is one thing, but a kid leap frogging himself all over the apartment as late as eleven at night, we are done. It is so stressful, words cannot even describe it. No complaints have worked up to now. The manager sent them a letter right before we left for five days, so we will see if it worked. This kid is up until as late as one in the morning on school nights, it is crazy. We just have to get through a few more months, and hopefully by Aug 1 we can be in a house back in our home town. We will rent down there until our kids and our son in laws parents purchase a house together and we can move back into our house.
We both cannot wait.
We have 1400 in savings. I had more but we just spent 1200 on the lastest car repair. That one hurt. Manifold gasket and it needed a tune up very badly. Air was bad and we had them put dye in when they charged it last summer which allowed them to find and repair the leak. In North Texas, air conditioning in your car is not a luxury !! We replaced the car that was destroyed in Feb, no payment due until June. Hated to take on a payment, but we have to have a more energy efficent car or the gas once we move will be around 500 a month. the car cuts that in half so it only costs us the differance between what the gas was and what it is with the car. About 131 a month. Insurance is only another 39 a month. Great credit and great driving records. We had not planned to buy yet, but an end of month deal under the value of the car was just something we could not turn down at this point. We will need this car come Aug 1 if we do not want him driving his 15 year old full size pick up a 100 miles round trip a day.
Anyway. We are still doing good. Buttoning down our groceries at this time. Beans and rice for a bit, and I am being literal. Beans, rice, a bit of meat and veggies, that will be most dinners . We have to get about 4 grand in the bank, 1000 to 1200 first month rent for a house, and then the same amount as the deposit. We are hoping for less, but planning on the highter amount !! Then the amount we need to rent a U haul and move ourselves, which should not be a lot. Most of our stuff is still at our house. We have a good size storage barn, a gardening shed and a work shop. They are all full !!!
Big building in back is our storage barn, white buiding in back is our gardening shed. Cannot wait to move home, but it will be up to two years.
just one side of the fence we have to repair. Only the posts are good, all the slats and stringers are bad. About 800 hundred bucks to do the entire fence when all is said and done, but about 30 bucks a section so just a bit at a time. We hope to finish by the end of summer. When we bought the house eleven years ago we were told it was just lightly sprayed after it was put together, with nails So, raw wood on raw wood and the neighbors sprinkers just rotted this side completely . The other two sides are not as bad, but still pretty bad as the previous owner had all the sprinkers aimed at the fence. It was only a few years and we havce owned it 11 years, but the damage had already started. So, we are doing it right this time, thick coats of paint on each piece before they are screwed together and put up with L brackets. It should last a lot longer this time. We will also be able to take off bad pickets easily and replace them and bad panels will be easy to remove in the future.
The opposite side
the front which is the best of the three but still pretty bad.
We have two front windows, old sash windows that no longer are openable and we have to replace them but that will not be much . We will replace for now with the inexpensive windows the previous owner used on the rest of the house. Our dream one day is to replace them all with the old fashioned, but new dual paned sash windows, but that is a ways away !! So many other things to do first. Really, once these two projects are done, the rest can wait until we move back into the house in a year or two. Debt paying will be our priorty and then that six to eight month emergency fund.
So, that is what we are up to. We took our entertainment, and blow money , for the month and our weeks food and gas to drive out of state to my husbands cousins house, we are very close to them and had not seen them for five years. They had some wood and flooring they wanted us to pick up so they could clean out thier garage and it gave us some great stuff for the house. Win win. . We had a nice trip and did not have to spend a dime while we were there . We ate at home and the meal we had to eat on the drives each way, were covered by the money set aside. We had never really budgeted for a trip before so this was very exciting. It was the most relaxing and fun trip we have ever taken because we knew our budget and stuck to it.
So, anyway, this is what we are up to. I will make sure I post at least weekly. For now, work on house and save every penny When the savings is where we need it to move in three months, then back to attacking the debt . Five more cards to kill off and then a credit union loan. Very exciting !!
here is a couple of pretty pictures for our drive
We left at five thirty am, so we got to see the sun come up , so pretty !!
just one of the amazing meals they served us, we were spoiled rotten by good home cooiking , thanks so much guys, you are the best !!
drove into the sun set on the way home !!